Diversified Loan Schemes
S. No. Name of Scheme  Maximum Loan Amount Interest Rate
(Time to Time Variable)
01. Salary Earner Society Credit Limit  Employee’s 15 Month Salary or 5.00 Lakh  whichever is less.  10.50% Annual
02.  Pt. Deen Dayal Upadhyay Cooperative Self Employment Scheme  75% of project cost. Maximum 2.00 Lakh. *11.50% Annual upto 50,000
*12.50% Annual for above    
Rs. 50,000 and upto 2.00 Lakh.
03. Home Loan  Maximum Rs. 30.00 Lakh for the purchase/construction of building.  *09.00% Annual 
04. Saral Personnal Loan Scheme  Upto 15 Month Salary of Loan Applicant or ` Rs. 2.00 Lakh whichever is less.    13.50% Annual
05. Credit facility for purchase of Consumer Durable Products  75% of the price of article to be purchased. Maximum Rs. 1.00 Lakh.    12.50% Annual
06. Loan against National Saving Certificate (NSC) /Kisan Vikas Patra (KVP)  60% to 75% of face value of NSC/KVP    11.50% Annual
07. Limit for Traders  Maximum limit Rs. 10.00 Lakh *11.00% Annual upto Rs.2.00    Lakh
*12.00% Annual for above
Rs. 2.00 Lakh and upto Rs.    10.00 Lakh.
08. Krishi Yantrikikaran (Tractor, Tiller etc.)  85% of the price of Agricultural equipment to be purchased.  *11.50% Annual upto Rs. 2.00     Lakh
*12.50% Annual for above Rs.    2.00 Lakh.
09. Self Help Group Scheme  1 to 4 times of saving of group  *11.50% Annual upto Rs.    50,000
*12.00% Annual for    above     Rs. 50,000 by the bank    to     SHG.
10. Swarojgar Credit Card Scheme  Maximum Rs. 25,000  12.50% Annual
11. Personal Vehicle Loan  80% of the price of vehicle to be purchased. Maximum ` Rs. 6.00 Lakh. *10.00% Annual
12. Vehicle Loan (Under S.R.T.O. Scheme)  85% of the price of vehicle to be purchased. Maximum Rs. 6.00 Lakh.  *11.50% Annual upto Rs. 3.00    Lakh
*12.50% Annual for above Rs   3.00 Lakh and upto Rs. 6.00   Lakh.
13. Loan Scheme for Flour Mill, Mini Rice Mill and Oil Expeller.  Maximum Rs. 2.40 Lakh as per projects  11.00% Annual
14. Loan for Cyber Café  Maximum Rs. 1.80 Lakh as per projects  11.00% Annual
15. Swarn-Jayanti Gram Swarojgar Yojana(SGSY) For Individual and Self Help Groups  As per recommended project cost by D.R.D.A and NABARD  *11.50% Annual upto Rs.    50,000
*12.00% Annual for above   Rs. 50,000 by the bank to   SHG.
16. Gyandeep Education Loan  Upto 75% of Fees (Depending upon paying capacity of parents)  11.00% Annual